Employer Fertility Benefits Registry

🗺 Does your state require fertility coverage by law? See our Fertility Legislation Tracker →

⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 106 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
A&E Networks	✅	—	✅	✅	✅	—	IVF: Up to $50,000 lifetime \| Yes
Adobe	✅	—	✅	✅	✅	—	IVF: Yes — 80–90% of pre-certified costs \| Yes
Alcon	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 2 smart cycles. Also available: adoption and surrogate funding (partial)
Alnylam Pharmaceuticals	✅	✅	—	✅	✅	✅	Insurance: BCBSMA \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| Full IVF coverage. No limit on cycles, $10k limit for elective cycles. Medication under pharmacy benefit. No limit, copay only. $30k carrot fertility benefit.
Amazon	✅	—	✅	✅	✅	—	IVF: Yes — Smart Cycle (1+1 model) \| Yes \| Part-time: Yes — full & part-time
American Express	✅	—	✅	✅	✅	—	IVF: Up to $35,000 lifetime \| Adoption: Yes — up to $35,000 \| Yes — up to $35,000
Anthem	✅	✅	—	✅	✅	✅	Insurance: Anthem \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $10k lifetime for infertility, $10k for adoption or surrogacy (on top of ART bucket), $5k per YEAR for meds. No pre-auth or requirements. They do cover donor gametes but at really low reimbursement amounts ($125) so the majority of donor sperm for example is out of pocket.
Apple	✅	—	✅	✅	✅	—	IVF: Up to $20,000 lifetime \| Yes
Bain & Company	✅	—	✅	✅	✅	—	IVF: Unlimited — no cycle or dollar cap \| Yes
Bank of America	✅	—	✅	✅	✅	—	IVF: Unlimited (after infertility diagnosis) \| Yes — up to $20,000
BetterUp	✅	✅	—	✅	✅	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 25K per year Fertility HRA
Bill & Melinda Gates Foundation	✅	—	✅	✅	✅	—	IVF: 4 IVF cycles \| Yes
Boston Consulting Group	✅	—	✅	✅	✅	—	IVF: Unlimited — no restrictions \| Yes
Bridgewater Assoc. LP	✅	✅	—	✅	✅	✅	Insurance: Aetna \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| Under Aetna unlimited coverage for ART cycles( IUI IVF) with diagnosis of infertility. The company also provides some reimbursement for adoption and or surrogacy fees (up to 30K).
Bumble	✅	—	✅	✅	✅	—	IVF: Yes — discounts on IVF \| Yes
CH Robinson	✅	✅	—	✅	✅	✅	Insurance: Progyny / United Health Care \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications via CVS healthcare plan with United Healthcares \| 2 smart cycles with progyny
Chanel	✅	—	✅	✅	✅	—	IVF: Unlimited IVF access \| Yes
Chime	✅	✅	—	✅	✅	✅	Insurance: Maven \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $10,000 per year towards infertility or adoption. Partner clinics through Maven for 10% off treatments and meds.
Chobani	✅	—	✅	✅	✅	—	IVF: 3 IVF cycles per lifetime \| Yes — 6 wks paid leave
Cisco	✅	—	✅	✅	✅	—	IVF: Up to $50,000 (no infertility dx required) \| Adoption: Yes — up to $20,000 \| Yes — up to $20,000

1 2 3 4 5 6