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Employer Fertility Benefits Registry
⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.
Filter by benefit: AllIVF CoverageIUI CoverageEgg FreezingSurrogacy BenefitsAdoption AssistanceFertility Medications
Showing 20 of 312 companies
| Company | IVF | IUI | Egg Freezing | Surrogacy | Adoption | Medications | Notes |
|---|---|---|---|---|---|---|---|
| Temple University Health System | ✅ | ✅ | — | — | — | ✅ | Insurance: bcbs | Covers: TI, IUI, IVF, Medications |
| Tesla | ✅ | — | ✅ | ✅ | ✅ | — | IVF: Unlimited IVF coverage | Adoption: Yes — up to $25,000 | Yes — up to $25,000 |
| TEST COMPANY DELETE ME | — | — | — | — | — | — | |
| The Sherwin-Williams Company | ✅ | ✅ | — | — | ✅ | ✅ | Insurance: Anthem, benefits managed by WINFertility | Covers: TI, IUI, IVF, Adoption, Medications | Coverage for three retrieval cycles after deductible is met. Partial meds coverage until OOP max is met. Six IUI cycles covered after deductible is met. Up to $5,000 of expenses covered per adopted child. Unsure of surrogacy benefits but dont think they offer any. |
| The Washington Post | ✅ | ✅ | — | — | ✅ | ✅ | All IF tx including IVF (Aetna PPO, Alliance or Kaiser Permanente); $5K for adoption benefits, $10K for IVF/GIFT/ZIFT. (Source: 2004 INCIID employer list — benefits may have changed) |
| Thermo Fisher Scientific | ✅ | ✅ | — | — | — | ✅ | Insurance: United healthcare | Covers: TI, IUI, IVF, Medications | $25K lifetime limit for treatments & $15K for meds |
| Time Warner Cable | ✅ | ✅ | — | — | — | — | All IF tx including IVF. (Source: 2004 INCIID employer list — benefits may have changed) |
| Tractor Supply Co. | ✅ | — | ✅ | ✅ | ✅ | — | IVF: 1 Smart Cycle (full IVF coverage) | Yes | Part-time: Yes — 15+ hrs/wk, 1 yr service |
| Truist | — | ✅ | — | — | ✅ | ✅ | Insurance: Blue Cross Blue Shield | Covers: IUI, Adoption, Medications | Employees may submit an adoption fee reimbursement request for up to $2,500 per child. Insurance covers 3 cycles of IUI/ICI. The insurance plan document says Some Prescription drugs related to treatment of infertility and sexual dysfunction are also covered- but I do not know to what extent. |
| Uline | ✅ | ✅ | — | — | — | ✅ | Insurance: Cigna | Covers: IUI, IVF, Medications |
| Unilever | ✅ | — | ✅ | ✅ | ✅ | — | IVF: Yes — IVF reimbursement | Yes |
| United Health Group | ✅ | ✅ | — | — | — | — | Covers: IUI, IVF |
| United Healthcare -Navihealth | ✅ | ✅ | — | — | — | ✅ | Insurance: UHC | Covers: IUI, IVF, Medications | 25k total: 15 k for treatment and 10 k for meds |
| United Parcel Service | ✅ | ✅ | — | — | — | ✅ | All IF tx including IVF (Aetna US Healthcare). Covers 1 attempt per lifetime. All meds covered 100% through authorized mail order pharmacy. (Source: 2004 INCIID employer list — benefits may have changed) |
| UnitedHealthcare | ✅ | ✅ | — | — | ✅ | ✅ | Insurance: UHC | Covers: TI, IUI, IVF, Adoption, Medications | $15k medical lifetime max; $10k pharmacy lifetime max |
| University of Maryland | ✅ | ✅ | — | — | — | ✅ | Insurance: BCBS/UHC/Kaiser | Covers: TI, IUI, IVF, Medications | 100% coverage for TI, IUI, 3 IVF attempts per live birth for each plan. Medication co-pays range from $10 to $40. (Average was about $150/IVF cycle). |
| University of Michigan | ✅ | ✅ | — | ✅ | ✅ | ✅ | Insurance: Blue cross | Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications |
| University of Minnesota | ✅ | ✅ | — | — | — | ✅ | Insurance: Medica | Covers: IUI, IVF, Medications | $5000 yearly benefit plus medications covered 80% |
| University of Pittsburgh Faculty and Staff | ✅ | ✅ | — | — | ✅ | ✅ | Insurance: UPMC Health Plan | Covers: TI, IUI, IVF, Adoption, Medications | Testing and diagnostic procedures covered. IVF $250 member copay per benefit period for services and procedures related to assisted fertilization; $10k medical lifetime max; $10k drug lifetime max (amount applied to lifetime max will be 80% of prescription drug cost only) |
| University of Virginia | ✅ | ✅ | — | — | — | — | Insurance: Aetna | Covers: TI, IUI, IVF |