Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 312 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
UPMC	✅	✅	—	—	✅	✅	Insurance: UPMC Health Plan \| Covers: TI, IUI, IVF, Adoption, Medications \| Same as University of Pittsburgh. Diagnostics and tests/procedures covered. IVF: $10k max medical; $10k max drugs (80% cost of med goes to this lifetime max)
US Bank	✅	✅	—	✅	✅	✅	Insurance: UnitedHealthcare \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| $25,000 for medical and surgical expenses $10,000 for fertility prescriptions $10,000 surrogacy reimbursement $10,000 adoption reimbursement
Verizon	✅	✅	—	—	—	✅	Infertility coverage (East Coast). $10,000 annual with a $20,000 lifetime cap including any IF related procedures and meds. (Source: 2004 INCIID employer list — benefits may have changed)
VF Corp/Timberland	✅	✅	—	—	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Medications \| 2 lifetime smart cycles with Progyny, small funds available for adoption assistance (less than $5k)
Viacom / Paramount	✅	—	✅	✅	✅	—	IVF: Yes — IVF reimbursement \| Yes
VMware	✅	—	✅	✅	✅	—	IVF: Yes — IVF + embryo genetic testing \| Yes
Vox Media	✅	✅	—	—	—	—	Insurance: Cigna \| Covers: TI, IUI, IVF
Voya	✅	✅	—	—	—	—	Insurance: United Healthcare \| Covers: TI, IUI, IVF \| 25K
Wake Forest University	✅	✅	—	—	—	✅	Insurance: BCBS \| Covers: IUI, IVF, Medications \| Up to 10,000 lifetime limit in infertility treatment, must use WFBMC/Atrium provider. $5,000 lifetime limit on fertility medications.
Wake Forest University	✅	✅	—	—	—	✅	Insurance: BCBS \| Covers: IUI, IVF, Medications \| Up to 10,000 lifetime limit in infertility treatment, must use WFBMC/Atrium provider. $5,000 lifetime limit on fertility medications.
Walgreens	✅	✅	—	—	—	✅	All IF tx including IVF covering all states through Blue Cross/Blue Shield of Illinois. Maximum benefit varies by years of service. 4 lifetime IVF attempts. (Source: 2004 INCIID employer list — benefits may have changed)
Walmart	✅	—	✅	✅	✅	—	IVF: Up to $20,000 \| Adoption: Yes — up to $20,000 \| Yes — up to $20,000 \| Part-time: Yes — part-time eligible
Walt Disney Company	✅	—	✅	✅	✅	—	IVF: Up to $75,000 lifetime \| Adoption: Yes — up to $75,000 \| Yes \| Part-time: Yes — full & part-time
Warner Bros	✅	✅	—	—	—	—	Covers: TI, IUI, IVF \| 4 IVF cycles
Washington University in St. Louis (WUSTL)	—	✅	—	—	✅	✅	Insurance: United Healthcare \| Covers: TI, IUI, Adoption, Medications \| My UHC plan through WUSTL covers everything through IVF (TI, IUI...) pays for cycle, medication, embryo storage, testing, transfers, etc. Does NOT pay for these things with a surrogate.
Washington University in St. Louis (WUSTL)	—	✅	—	—	✅	✅	Insurance: United Healthcare \| Covers: TI, IUI, Adoption, Medications \| My UHC plan through WUSTL covers everything through IVF (TI, IUI...) pays for cycle, medication, embryo storage, testing, transfers, etc. Does NOT pay for these things with a surrogate.
Wells Fargo	—	—	—	—	✅	—	Infertility coverage up to diagnosis. Does not cover IUI, IVF, GIFT, ZIFT, or injectable drugs except in states that mandate it. Possibly covers $5,000 per adoption. (Source: 2004 INCIID employer list — benefits may have changed)
Wellstar Health System	✅	✅	—	—	✅	✅	Insurance: Aetna \| Covers: IUI, IVF, Adoption, Medications \| 10k for meds and treatment combined per calendar year (IVF or IUI), IUIs required before IVF unless unlikely to be successful with IUI and you can bypass that requirement and move to IVF, 10k for adoption
Wellstar Health System	✅	✅	—	—	✅	✅	Insurance: Aetna \| Covers: IUI, IVF, Adoption, Medications \| 10k for meds and treatment combined per calendar year (IVF or IUI), IUIs required before IVF unless unlikely to be successful with IUI and you can bypass that requirement and move to IVF, 10k for adoption
WEX inc	✅	✅	—	—	✅	—	Insurance: Anthem blue cross/progeny \| Covers: TI, IUI, IVF, Adoption

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