Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 158 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
Bumble	✅	—	✅	✅	✅	—	IVF: Yes — discounts on IVF \| Yes
Capital One	✅	✅	—	—	✅	✅	Infertility benefit coinsurance limit of 50% on all network and non-network related infertility services. Lifetime maximum of $10,000. Infertility prescriptions covered at 50% co-insurance. Adoption assistance included. (Source: 2004 INCIID employer list — benefits may have changed)
Cerner	✅	✅	—	—	✅	✅	Insurance: Progyny/self insured \| Covers: TI, IUI, IVF, Adoption, Medications \| Adoption benefits provided as a flat payment after finalisation
CH Robinson	✅	✅	—	✅	✅	✅	Insurance: Progyny / United Health Care \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications via CVS healthcare plan with United Healthcares \| 2 smart cycles with progyny
Chanel	✅	—	✅	✅	✅	—	IVF: Unlimited IVF access \| Yes
Chase Bank	✅	✅	—	—	✅	✅	All IF treatments including IVF; $25,000 lifetime benefit for IF (not including meds); $5,000 lifetime benefit for IF-specific meds; Adoption benefit of $10,000. (Source: 2004 INCIID employer list — benefits may have changed)
CHI Mercy Medical Center	✅	✅	—	—	✅	—	Insurance: Blue Cross Blue Shield of Illinois \| Covers: IUI, IVF, Adoption
Chime	✅	✅	—	✅	✅	✅	Insurance: Maven \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $10,000 per year towards infertility or adoption. Partner clinics through Maven for 10% off treatments and meds.
Chobani	✅	—	✅	✅	✅	—	IVF: 3 IVF cycles per lifetime \| Yes — 6 wks paid leave
Cigna	✅	✅	—	—	✅	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Adoption, Medications \| $15k lifetime max
Cisco	✅	—	✅	✅	✅	—	IVF: Up to $50,000 (no infertility dx required) \| Adoption: Yes — up to $20,000 \| Yes — up to $20,000
Clif Bar	✅	—	✅	✅	✅	—	IVF: Yes — infertility assistance \| Yes + paid leave
Cloudflare	✅	✅	—	✅	✅	—	Insurance: Carrot \| Covers: TI, IUI, IVF, Adoption, Surrogacy \| $15,000 lifetime maximum
CNA insurance	✅	✅	—	—	✅	✅	Insurance: Unitedhealth care \| Covers: IUI, IVF, Adoption, Medications \| $25,000 lifetime limit for medical $10,000 lifetime limit for pharmacy no coverage for embryo testing
Codecademy	✅	—	✅	✅	✅	—	IVF: Yes — full IVF via Kindbody \| Yes
Coinbase	✅	—	✅	✅	✅	—	IVF: Up to $20,000 lifetime \| Yes — up to $20,000
Comcast/NBCUniversal	✅	✅	—	✅	✅	✅	Insurance: BCBS/UHC for medical, UMR for fertility, CVS for meds \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 2 IVF cycles are covered (3 IUI counts for one retrieval), allows for donor retrieval, allows for GC transfer, some travel expense coverage for GC. ICSI covered, biopsy covered for PGD/PGS, PGD covered for genetic disorders. All meds must be ordered through CVS specialty but co-pay is only $50 per med. $10k coverage for adoption assistance program.
CVS Health	✅	✅	—	—	✅	✅	Insurance: Aetna for medical coverage, CVS for pharmacy coverage \| Covers: TI, IUI, IVF, Adoption, Medications \| Letrozole/Clomid covered without limit (no prior auth on either); 6 IUI; 3 full IVF cycles (note: a transfer counts as a half cycle, an embryo retrieval plus a fresh transfer is a full cycle; on first transfer if younger than 35 and only transfer one embryo, they will give you an additional transfer as an incentive); max $10,000 on fertility meds
Datadog	✅	—	✅	✅	✅	—	IVF: Up to $10,000/year \| Yes — up to $10,000/yr
Dell	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 2 smart cycles, $2k doula reimbursement

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