πΊ Does your state require fertility coverage by law? See our Fertility Legislation Tracker β
Employer Fertility Benefits Registry
β οΈ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.
Filter by benefit: AllIVF CoverageIUI CoverageEgg FreezingSurrogacy BenefitsAdoption AssistanceFertility Medications
Showing 20 of 68 companies
| Company | IVF | IUI | Egg Freezing | Surrogacy | Adoption | Medications | Notes |
|---|---|---|---|---|---|---|---|
| Ernst & Young (EY) | β | β | β | β | β | β | IVF: Up to $25,000 per couple | Adoption: Yes β up to $25,000 | Yes β up to $25,000 |
| EstΓ©e Lauder | β | β | β | β | β | β | IVF: Yes β within $150,000 lifetime benefit | Adoption: Yes β up to $150,000 | Yes |
| Fairfax County Public Schools | β | β | β | β | β | β | IVF: Up to $50,000 medical + $50,000 Rx lifetime (Cigna plan via WINFertility) | Via WINFertility (WIN) since 2024. $50,000 lifetime for eligible medical fertility expenses + separate $50,000 lifetime max for fertility medications. 24/7 Nurse Care Advocate support via WINFertility app. Must be enrolled in Cigna plan. Pharmacy managed by CVS/Caremark. | Part-time: Full-time employees (Cigna plan enrollees) |
| GitHub | β | β | β | β | β | β | IVF: Up to $20,000 lifetime | Yes |
| Goldman Sachs | β | β | β | β | β | β | IVF: Yes β covered | Yes |
| β | β | β | β | β | β | IVF: Up to $75,000 lifetime; up to 4 IVF cycles | Yes | |
| Gusto | β | β | β | β | β | β | IVF: Up to $20,000 lifetime | Yes |
| HubSpot | β | β | β | β | β | β | IVF: Yes β covered | Yes |
| Instacart | β | β | β | β | β | β | IVF: Up to $10,000 | Yes β up to $10,000 |
| Intel | β | β | β | β | β | β | IVF: Up to $40,000 + $20,000 Rx | Yes β up to $15,000 |
| Intuit | β | β | β | β | β | β | IVF: Yes β covered | Adoption: Yes β up to $60,000 | Yes |
| Johnson & Johnson | β | β | β | β | β | β | IVF: Up to $30,000 lifetime (no clinic restrictions) | Adoption: Yes β up to $20,000 | Yes β up to $20,000 |
| KKR | β | β | β | β | β | β | IVF: Unlimited (after consultation) | Yes |
| Liberty Mutual | β | β | β | β | β | β | IVF: Up to $45,000 (no infertility dx required) | Adoption: Yes β up to $40,000 | Yes β up to $40,000 |
| Lowe’s | β | β | β | β | β | β | IVF: Yes β covered via Progyny | Yes |
| Lyft | β | β | β | β | β | β | Insurance: Progyny (w/ Anthem) | Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications, Egg and sperm freezing | - 4 Progyny smart cycles (partners with health insurance so youre only responsible for deductible and co-insurance) - $10k reimbursement for adoption - $10k reimbursement for surrogacy - low OOP max with anthem (Coverage is for corporate employees, not independent contractors/drivers) |
| MassMutual | β | β | β | β | β | β | IVF: Full IVF + medication coverage | Yes β 8 wks paid |
| Mattel | β | β | β | β | β | β | Insurance: Mattel Infertility Treatment Reimbursement | Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications, ICSI, GIFT, ZIFT, PROST, TET, cryopreservarion of sperm/eggs, genetic testing | Infertility: Reimbursement for 80% of expenses not covered by medical insurance up to $15,000 Adoption: Reimbursement of 100% of expenses up to $10000 per single adoption or $12000 for concurrent adoption (i.e., siblings) with a $20,000 lifetime benefit |
| Meta (Facebook) | β | β | β | β | β | β | IVF: $100,000 for 4 IVF cycles + PGT screening | Adoption: Yes β up to $50,000 | Yes β up to $20,000 |
| Microsoft | β | β | β | β | β | β | IVF: Yes β covered | Yes |