Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 312 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
Cargill	✅	✅	—	—	—	✅	All IF tx including IVF (Unicare); 10K Lifetime max, 50% injectibles. (Source: 2004 INCIID employer list — benefits may have changed)
Cerner	✅	✅	—	—	✅	✅	Insurance: Progyny/self insured \| Covers: TI, IUI, IVF, Adoption, Medications \| Adoption benefits provided as a flat payment after finalisation
CH Robinson	✅	✅	—	✅	✅	✅	Insurance: Progyny / United Health Care \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications via CVS healthcare plan with United Healthcares \| 2 smart cycles with progyny
Chanel	✅	—	✅	✅	✅	—	IVF: Unlimited IVF access \| Yes
Charter Communications, Inc	—	—	—	—	—	—	Insurance: Progyny \| 2 Smart Cycles with 15k medication lifetime limit
Chase Bank	✅	✅	—	—	✅	✅	All IF treatments including IVF; $25,000 lifetime benefit for IF (not including meds); $5,000 lifetime benefit for IF-specific meds; Adoption benefit of $10,000. (Source: 2004 INCIID employer list — benefits may have changed)
CHI Mercy Medical Center	✅	✅	—	—	✅	—	Insurance: Blue Cross Blue Shield of Illinois \| Covers: IUI, IVF, Adoption
Chime	✅	✅	—	✅	✅	✅	Insurance: Maven \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $10,000 per year towards infertility or adoption. Partner clinics through Maven for 10% off treatments and meds.
Chobani	✅	—	✅	✅	✅	—	IVF: 3 IVF cycles per lifetime \| Yes — 6 wks paid leave
Cigna	✅	✅	—	—	✅	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Adoption, Medications \| $15k lifetime max
Cincinnati Childrens Hospital	✅	✅	—	—	—	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Medications \| 1 smart cycle w/ backup cycle
Cisco	✅	—	✅	✅	✅	—	IVF: Up to $50,000 (no infertility dx required) \| Adoption: Yes — up to $20,000 \| Yes — up to $20,000
Citi	✅	—	—	—	—	—	Insurance: Aetna \| Covers: IVF \| 24000 lifetime
Citibank	✅	✅	—	—	—	✅	All IF tx including IVF (United Healthcare); limited to three artificial insemination and three IVF procedures in a lifetime. Network: $8,000/yr. limit. (Source: 2004 INCIID employer list — benefits may have changed)
City and County of San Francisco	✅	✅	✅	—	—	✅	Insurance: Blue Cross HMO, Blue Cross PPO, Kaiser \| Covers: TI, IUI, IVF, Medications, 1 round egg freezing \| 50% coverage for: 2 rounds of IVF, including meds and ICSI; 6 natural IUIs; 3 medicated IUIs; 1 round egg freezing; unlimited embryo transfers, unlimited PGD testing
Clif Bar	✅	—	✅	✅	✅	—	IVF: Yes — infertility assistance \| Yes + paid leave
CloudBolt Software	✅	—	—	—	—	—	Insurance: UHC \| Covers: IVF \| 3 cycles per live birth up to $100k lifetime max
Cloudflare	✅	✅	—	✅	✅	—	Insurance: Carrot \| Covers: TI, IUI, IVF, Adoption, Surrogacy \| $15,000 lifetime maximum
CNA insurance	✅	✅	—	—	✅	✅	Insurance: Unitedhealth care \| Covers: IUI, IVF, Adoption, Medications \| $25,000 lifetime limit for medical $10,000 lifetime limit for pharmacy no coverage for embryo testing
Coca-cola	✅	—	—	—	—	✅	Insurance: Progyny \| Covers: IVF, Medications \| 2 smart cycle + 1 bonus cycle + storage for 1 year

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