Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 190 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
Con Edison	✅	✅	—	—	—	✅	All IF tx, may include IVF (United Healthcare); $25k lifetime coverage for IF treatment. (Source: 2004 INCIID employer list — benefits may have changed)
Contiuum managed Services	✅	✅	—	—	—	✅	Insurance: Bcbs ma \| Covers: TI, IUI, IVF, Medications \| Covers ivf and er 100% after 6 failed attempts medicated or unmedicated. All ultrasounds and labs covered 100% after deductible. Medications covered under normal prescription tiers.
Credit suisse	✅	✅	—	—	—	✅	Insurance: BCBS anthem (I think United is also an option) \| Covers: TI, IUI, IVF, Medications \| 25K procedures per calendar year (not lifetime); covers ICSI, cryopreservation, PGS. Unclear if it includes 3rd party gametes (it isnt specifically excluded). 10K lifetime meds (weirdly limited considering how generous the procedure coverage is).
CVS Health	✅	✅	—	—	✅	✅	Insurance: Aetna for medical coverage, CVS for pharmacy coverage \| Covers: TI, IUI, IVF, Adoption, Medications \| Letrozole/Clomid covered without limit (no prior auth on either); 6 IUI; 3 full IVF cycles (note: a transfer counts as a half cycle, an embryo retrieval plus a fresh transfer is a full cycle; on first transfer if younger than 35 and only transfer one embryo, they will give you an additional transfer as an incentive); max $10,000 on fertility meds
Dell	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 2 smart cycles, $2k doula reimbursement
Dick’s Sporting Goods	✅	✅	—	—	—	✅	All IF tx including IVF (Blue Cross/Blue Shield); $25K lifetime maximum. 80/20 payment. (Source: 2004 INCIID employer list — benefits may have changed)
DoD- Veterans who were Active Duty Servicemembers	✅	✅	—	—	—	✅	Insurance: VA CHAMPUS \| Covers: TI, IUI, IVF, Medications \| Extensive infertility coverage for veterans who are found to have service connected infertility (typically, any fertility limiting diagnosis documented during AD service or shortly after will qualify as long as it was documented before coming into service/preexisting)
DuPont	✅	✅	—	—	—	✅	All IF tx including IVF; $25K lifetime coverage. (Source: 2004 INCIID employer list — benefits may have changed)
Ecolab	✅	✅	—	✅	✅	✅	Insurance: WINFertility \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| $30k lifetime benefits
Edward Jones	✅	✅	—	—	✅	✅	Insurance: Anthem Blue Cross Blue Shield \| Covers: TI, IUI, IVF, Adoption, Medications \| $15,000 lifetime infertility max for both prescriptions AND medical combined
Electronic Arts	✅	✅	—	—	—	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Medications, Unknown what is covered beyond IVF, IUI, TI and meds. Others possibly covered \| 36K Lifetime max.
Eli Lilly	✅	✅	—	—	✅	✅	Insurance: Anthem \| Covers: TI, IUI, IVF, Adoption, Medications \| Lifetime max 20k, adoption support 5k (I think)
EMD Serono	✅	✅	—	✅	✅	✅	Insurance: BCBS of MA \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| Unlimited cycles covered under insurance. Free medications from EMD Serono.
Emory University	✅	✅	—	—	—	✅	Insurance: Aetna \| Covers: TI, IUI, IVF, Medications \| 25K Lifetime benefit
Epsilon (Publicis Groupe)	✅	✅	—	✅	✅	✅	Insurance: BCBS IL \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $15k lifetime max for fertility treatments. Medication is covered. $10k for adoption expenses.
Ernst and Young (EY)	✅	✅	—	✅	✅	✅	Insurance: BCBS \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| Up to $25K for procedures and up to $10K for meds. Pre authorization is required and random things arent covered (for example IUI is covered with Clomid but whole thing is disallowed if you use gonatropins). Also very few labs or surgery centers are covered during IVF so we already have gone out of pocket approx $10K. Overall Im disappointed in this benefit and have found it to be misrepresented by the Company.
Exelixis Inc.	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 2 Progyny smart cycles. Separately, $50k surrogacy reimbursement per attempt, $50k adoption reimbursement per child with no lifetime limit. Progyny and surrogacy begin 1/2022, adoption effective 8/2021.
ExxonMobil	✅	✅	—	—	—	✅	Insurance: Progyny \| Covers: IUI, IVF, Medications \| 4 smart cycles
Fairfax County Government	✅	✅	—	—	—	✅	Insurance: Cigna or Kaiser \| Covers: TI, IUI, IVF, Medications \| Unlimited coverage: no cap for dollar amount or cycle numbers. Must have a diagnosis of infertility for IVF. Does not cover donor gametes. Coverage includes fertility medications.
Fairfax County Public Schools	✅	—	✅	—	—	✅	IVF: Up to $50,000 medical + $50,000 Rx lifetime (Cigna plan via WINFertility) \| Via WINFertility (WIN) since 2024. $50,000 lifetime for eligible medical fertility expenses + separate $50,000 lifetime max for fertility medications. 24/7 Nurse Care Advocate support via WINFertility app. Must be enrolled in Cigna plan. Pharmacy managed by CVS/Caremark. \| Part-time: Full-time employees (Cigna plan enrollees)

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