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Employer Fertility Benefits Registry
⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.
Filter by benefit: AllIVF CoverageIUI CoverageEgg FreezingSurrogacy BenefitsAdoption AssistanceFertility Medications
Showing 20 of 312 companies
| Company | IVF | IUI | Egg Freezing | Surrogacy | Adoption | Medications | Notes |
|---|---|---|---|---|---|---|---|
| Codecademy | ✅ | — | ✅ | ✅ | ✅ | — | IVF: Yes — full IVF via Kindbody | Yes |
| Coinbase | ✅ | — | ✅ | ✅ | ✅ | — | IVF: Up to $20,000 lifetime | Yes — up to $20,000 |
| Colgate | ✅ | ✅ | — | — | — | ✅ | All IF tx (United Healthcare POS). 3 IVF attempts lifetime maximum. In network co-pay only, out of network 80%, meds copay $10. (Source: 2004 INCIID employer list — benefits may have changed) |
| Columbia University | ✅ | ✅ | — | — | — | ✅ | Insurance: United Healthcare | Covers: IUI, IVF, Medications | $30k lifetime max for IVF, specifically. No proof required for IVF (aka social infertility is covered) and no # of IUIs need to be done prior to starting IVF for full insurance coverage. This plan also fully covers PGT testing, embryo storage, and I believe donor sperm/egg costs. IUI is fully covered and any associated costs are not pulled from the lifetime max as long as its in network and there is a separate bucket for medication - I believe its $10k or $20k? Overall, fantastic coverage. You do need to sign up for UHCs fertility benefits program before you start. |
| Comcast | ✅ | ✅ | — | — | — | ✅ | All IF tx (Independence Blue Cross). Covers all IF testing and treatment through plan providers. $15,000 max. (Source: 2004 INCIID employer list — benefits may have changed) |
| Comcast/NBCUniversal | ✅ | ✅ | — | ✅ | ✅ | ✅ | Insurance: BCBS/UHC for medical, UMR for fertility, CVS for meds | Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications | 2 IVF cycles are covered (3 IUI counts for one retrieval), allows for donor retrieval, allows for GC transfer, some travel expense coverage for GC. ICSI covered, biopsy covered for PGD/PGS, PGD covered for genetic disorders. All meds must be ordered through CVS specialty but co-pay is only $50 per med. $10k coverage for adoption assistance program. |
| Con Edison | ✅ | ✅ | — | — | — | ✅ | All IF tx, may include IVF (United Healthcare); $25k lifetime coverage for IF treatment. (Source: 2004 INCIID employer list — benefits may have changed) |
| Contiuum managed Services | ✅ | ✅ | — | — | — | ✅ | Insurance: Bcbs ma | Covers: TI, IUI, IVF, Medications | Covers ivf and er 100% after 6 failed attempts medicated or unmedicated. All ultrasounds and labs covered 100% after deductible. Medications covered under normal prescription tiers. |
| Credit suisse | ✅ | ✅ | — | — | — | ✅ | Insurance: BCBS anthem (I think United is also an option) | Covers: TI, IUI, IVF, Medications | 25K procedures per calendar year (not lifetime); covers ICSI, cryopreservation, PGS. Unclear if it includes 3rd party gametes (it isnt specifically excluded). 10K lifetime meds (weirdly limited considering how generous the procedure coverage is). |
| CVS Health | ✅ | ✅ | — | — | ✅ | ✅ | Insurance: Aetna for medical coverage, CVS for pharmacy coverage | Covers: TI, IUI, IVF, Adoption, Medications | Letrozole/Clomid covered without limit (no prior auth on either); 6 IUI; 3 full IVF cycles (note: a transfer counts as a half cycle, an embryo retrieval plus a fresh transfer is a full cycle; on first transfer if younger than 35 and only transfer one embryo, they will give you an additional transfer as an incentive); max $10,000 on fertility meds |
| Datadog | ✅ | — | ✅ | ✅ | ✅ | — | IVF: Up to $10,000/year | Yes — up to $10,000/yr |
| Dell | ✅ | ✅ | — | ✅ | ✅ | ✅ | Insurance: Progyny | Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications | 2 smart cycles, $2k doula reimbursement |
| Deloitte | ✅ | — | ✅ | ✅ | ✅ | — | IVF: Yes — covered | Yes — 26 wks full pay |
| Dick’s Sporting Goods | ✅ | ✅ | — | — | — | ✅ | All IF tx including IVF (Blue Cross/Blue Shield); $25K lifetime maximum. 80/20 payment. (Source: 2004 INCIID employer list — benefits may have changed) |
| DoD- Veterans who were Active Duty Servicemembers | ✅ | ✅ | — | — | — | ✅ | Insurance: VA CHAMPUS | Covers: TI, IUI, IVF, Medications | Extensive infertility coverage for veterans who are found to have service connected infertility (typically, any fertility limiting diagnosis documented during AD service or shortly after will qualify as long as it was documented before coming into service/preexisting) |
| DoorDash | ✅ | — | ✅ | ✅ | ✅ | — | IVF: Up to $20,000 lifetime | Adoption: Yes — up to $20,000 | Yes — up to $20,000 |
| DuPont | ✅ | ✅ | — | — | — | ✅ | All IF tx including IVF; $25K lifetime coverage. (Source: 2004 INCIID employer list — benefits may have changed) |
| Ecolab | ✅ | ✅ | — | ✅ | ✅ | ✅ | Insurance: WINFertility | Covers: IUI, IVF, Adoption, Surrogacy, Medications | $30k lifetime benefits |
| Edward Jones | ✅ | ✅ | — | — | ✅ | ✅ | Insurance: Anthem Blue Cross Blue Shield | Covers: TI, IUI, IVF, Adoption, Medications | $15,000 lifetime infertility max for both prescriptions AND medical combined |
| Electronic Arts | ✅ | ✅ | — | — | — | ✅ | Insurance: Cigna | Covers: TI, IUI, IVF, Medications, Unknown what is covered beyond IVF, IUI, TI and meds. Others possibly covered | 36K Lifetime max. |