Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 106 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
Microsoft	✅	—	✅	✅	✅	—	IVF: Yes — covered \| Yes
Morgan Stanley	✅	—	✅	✅	✅	—	IVF: Up to $75,000 lifetime \| Adoption: Yes — up to $75,000 \| Yes
Mortenson	✅	✅	—	✅	✅	✅	Insurance: UHC-Progyny \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| 2 smart cycles - can be used for IUI/IVF covers medication as well.
Netflix	✅	—	✅	✅	✅	—	IVF: Yes — covered \| Adoption: Yes — up to $90,000 \| Yes
News Corp	✅	—	✅	✅	✅	—	IVF: 3 Smart Cycles per lifetime \| Yes
Northwestern Mutual	✅	—	✅	✅	✅	—	IVF: 3 KindCycles per member per lifetime \| Adoption: Yes — up to $10,000/child \| Yes — up to $10,000/child \| Part-time: Yes — reduced for part-time
NVIDIA	✅	—	✅	✅	✅	—	IVF: Yes — 100% surrogacy coverage \| Adoption: Yes — 100% via WIN \| Yes — 12 wks paid
Okta	✅	✅	—	✅	✅	✅	Insurance: Carrot \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $5000/year
OMD	✅	✅	—	✅	✅	✅	Insurance: Carrot \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 20,000 lifetime max
Palo Alto Networks	✅	—	✅	✅	✅	—	IVF: Up to $20,000 one-time reimbursement \| Yes — up to $5,000/child
Paramount Global (fka ViacomCBS)	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| 3 Smart Cycles via Progyny, each ER is 3/4 a cycle and each transfer is 1/4.
Paramount Global (fka ViacomCBS)	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| 3 Smart Cycles via Progyny, each ER is 3/4 a cycle and each transfer is 1/4.
Pinterest	✅	—	✅	✅	✅	—	IVF: Up to 4 IVF rounds \| Adoption: Yes — up to $20,000 \| Yes — up to $5,000
Pricewaterhousecoopers (PwC)	✅	✅	—	✅	✅	✅	Insurance: UHC administered through Winfertility \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 100% reimbursement for elective egg freeze cycles, one cycle only unless less than 10 eggs were retrieved. Lifetime benefits limited to $30,000 for medical costs and $10,000 for medicine (must use freedom fertility pharmacy), does not require IUI cycles prior to IVF. Note that only low, medium and high deductible plans are offered, coverage at 90% in network or 70% out of network once deductible is met. Additional $20k lifetime for donor sperm and eggs and/or surrogacy.
Pricewaterhousecoopers (PwC)	✅	✅	—	✅	✅	✅	Insurance: UHC administered through Winfertility \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 100% reimbursement for elective egg freeze cycles, one cycle only unless less than 10 eggs were retrieved. Lifetime benefits limited to $30,000 for medical costs and $10,000 for medicine (must use freedom fertility pharmacy), does not require IUI cycles prior to IVF. Note that only low, medium and high deductible plans are offered, coverage at 90% in network or 70% out of network once deductible is met. Additional $20k lifetime for donor sperm and eggs and/or surrogacy.
Progressive Insurance	✅	✅	—	✅	✅	✅	Insurance: Cigna/WIN Fertility \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| 3 IVF cycles, unlimited transfers, 6 IUI lifetime. Some medication not covered, some require copay.
Reddit	✅	—	✅	✅	✅	—	IVF: Up to $25,000 \| Yes
Redfin	✅	✅	—	✅	✅	✅	Insurance: Aetna for medical coverage, CVS for pharmacy coverage, Carrot \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| $10000 yearly maximum for infertility (shared between medical and pharmacy), $5000 lifetime maximum for Carrot
Rubrik	✅	—	✅	✅	✅	—	IVF: Up to $25,000 per lifetime \| Yes
SADA	✅	—	✅	✅	✅	—	IVF: Yes — full IVF (no infertility dx required) \| Yes

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