Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 298 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
Google	✅	—	✅	✅	✅	—	IVF: Up to $75,000 lifetime; up to 4 IVF cycles \| Yes
Graham Holdings Company	✅	✅	—	—	—	✅	Insurance: Aetna \| Covers: TI, IUI, IVF, Medications \| $10k lifetime max for infertility treatment; speciality drugs included in the max.
Graham Holdings Company	✅	✅	—	—	—	✅	Insurance: Aetna \| Covers: TI, IUI, IVF, Medications \| $10k lifetime max for infertility treatment; speciality drugs included in the max.
Gusto	✅	—	✅	✅	✅	—	IVF: Up to $20,000 lifetime \| Yes
HCA Healthcare	✅	✅	—	—	—	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Medications \| 1 smart cycle plus a second if no LC
Health Care Service Corporation (BCBS)	✅	✅	—	—	✅	✅	Insurance: BCBSIL \| Covers: TI, IUI, IVF, Adoption, Medications \| On PPO only. No lifetime cap. Meds covered with copay. No pre-authorization for IVF. Genetic testing covered for select few diagnoses (very few). Max of 4 retrievals per year.
Health Care Service Corporation (BCBS)	✅	✅	—	—	✅	✅	Insurance: BCBSIL \| Covers: TI, IUI, IVF, Adoption, Medications \| On PPO only. No lifetime cap. Meds covered with copay. No pre-authorization for IVF. Genetic testing covered for select few diagnoses (very few). Max of 4 retrievals per year.
Health Research Incorporated	✅	✅	—	—	—	✅	Insurance: Capital District Physicians Health Plan (New York State HMO) \| Covers: TI, IUI, IVF, Medications \| Fully covers three rounds of IVF (any cycle with a retrieval OR a transfer is counted). Covers six rounds of injectable medications for any combination of treatments. Meds for one round of IVF cost $155 in copays, the IVF process itself (monitoring, bloodwork, procedures, etc) was fully covered without copay/coinsurance. Covers IUI with $20 copays per visit for monitoring appointments and the procedure itself. Sperm freezing and thawing is covered if your male partner is on this plan as well, but not if only the female partner is covered.
HeiTech Services	✅	✅	—	—	—	—	Insurance: United Health \| Covers: TI, IUI, IVF \| 100k lifetime benefit - MA mandate coverage
HubSpot	✅	—	✅	✅	✅	—	IVF: Yes — covered \| Yes
Huntington Ingalls Industries Newport News Shipbuilding	✅	✅	—	—	—	✅	Insurance: Blue Cross/Blue Shield \| Covers: IUI, IVF, Medications
Huntington Ingalls Industries Newport News Shipbuilding	✅	✅	—	—	—	✅	Insurance: Blue Cross/Blue Shield \| Covers: IUI, IVF, Medications
IBM	✅	—	—	—	—	—	Infertility benefits offered. (Source: 2004 INCIID employer list — benefits may have changed)
Ideker	✅	—	—	—	✅	—	Insurance: Blue cross blue shield \| Covers: IVF, Adoption \| Plan a
IKEA	✅	✅	—	—	✅	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Adoption, Medications \| $15,000 lifetime max for infertility
IKEA	✅	✅	—	—	✅	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Adoption, Medications \| $15,000 lifetime max for infertility
Ilitch Holdings (Little Caesars)	✅	—	—	—	—	—	Insurance: BCBS of Michigan \| Covers: IVF \| $30K lifetime limit fertility benefit after meeting deductible
Illumina	✅	✅	—	—	✅	✅	Insurance: Progyny \| Covers: IUI, IVF, Adoption, Medications \| 2 smart cycles, if unsuccessful then 3rd smart cycle activated
Illumina	✅	✅	—	—	✅	✅	Insurance: Progyny \| Covers: IUI, IVF, Adoption, Medications \| 2 smart cycles, if unsuccessful then 3rd smart cycle activated
iManage	✅	✅	—	—	—	✅	Insurance: Blue Cross Blue Shield of Illinois \| Covers: IUI, IVF, Medications \| 4 ERs per year

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