Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 190 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
Marriott International	✅	✅	—	✅	✅	✅	Insurance: Progyny or Carrot \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| Ill submit another form when I have more details, Im currently in the midst of the hiring process and while they have fertility benefits listed, specific amounts havent been disclosed yet.
MassMutual	✅	—	✅	✅	✅	✅	IVF: Full IVF + medication coverage \| Yes — 8 wks paid
MasterCard International	✅	✅	—	—	—	✅	All IF tx including IVF (United Healthcare); Choice Plus plan offers 100% coverage for IVF and associated meds when using in-network doctors. (Source: 2004 INCIID employer list — benefits may have changed)
Mattel	✅	✅	✅	✅	✅	✅	Insurance: Mattel Infertility Treatment Reimbursement \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications, ICSI, GIFT, ZIFT, PROST, TET, cryopreservarion of sperm/eggs, genetic testing \| Infertility: Reimbursement for 80% of expenses not covered by medical insurance up to $15,000 Adoption: Reimbursement of 100% of expenses up to $10000 per single adoption or $12000 for concurrent adoption (i.e., siblings) with a $20,000 lifetime benefit
Mayo Clinic	✅	✅	—	—	✅	✅	All IF tx including IVF (Mayo Comprehensive); infertility treatment covered at 50%. $5,000 reimbursement for adoption expenses. (Source: 2004 INCIID employer list — benefits may have changed)
Merrill Lynch	✅	✅	—	—	—	✅	All IF tx including IVF; 3 IVF attempts per lifetime. (Source: 2004 INCIID employer list — benefits may have changed)
MetLife	✅	✅	—	—	—	✅	All IF tx including IVF (three attempts plus three alternative attempts); 80/20 coverage through United HealthCare. (Source: 2004 INCIID employer list — benefits may have changed)
Moda Health	✅	✅	—	—	✅	✅	Insurance: Moda \| Covers: TI, IUI, IVF, Adoption, Medications \| $5k lifetime pharmacy max, no cost share. Separate $10k lifetime medical max, 20% cost share.
Monsanto	✅	✅	—	—	✅	✅	All IF tx including IVF (United Health Care); 2 IUI OR 2 IVF per person per lifetime; adoption assistance offered. (Source: 2004 INCIID employer list — benefits may have changed)
Mortenson	✅	✅	—	✅	✅	✅	Insurance: UHC-Progyny \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| 2 smart cycles - can be used for IUI/IVF covers medication as well.
National Audubon Society	✅	✅	—	—	—	✅	Insurance: Cigna \| Covers: IUI, IVF, Medications \| No limits or maximums, available to full time and part time employees, union contract in place to ensure no loss of benefits in future
Nationwide Insurance	✅	✅	—	—	✅	✅	Insurance: United \| Covers: IUI, IVF, Adoption, Medications
Nationwide Insurance	✅	✅	—	—	✅	✅	Insurance: United \| Covers: IUI, IVF, Adoption, Medications
NBCUniversal	✅	✅	—	—	—	✅	Insurance: Independence Blue Cross \| Covers: IUI, IVF, Medications \| 2 full cycles covered at 75% after deductible until you meet OOP max, then 100%. Must select a doctor via Optum. Meds covered with $10-100 copay via CVS Specialty Pharmacy. Separate OOP max for meds. Just transfer 1 embryo at a time. IUI covered only for women under 35 only. PGT-A testing not covered, but the biopsy is. Coverage until age 44 with own eggs, after 44 only with donor eggs. Best to select Pay Now plan for lowest deductible and OOP max.
NCR Corporation	✅	✅	—	—	—	✅	All IF tx including IVF (Cigna); three IVF tries maximum. (Source: 2004 INCIID employer list — benefits may have changed)
New York Public Radio	✅	✅	—	—	—	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Medications \| 100% coverage ( including medication) with very minimal company for visits. No limit on fertility costs or cycles. As of 2020.
NFL Films	✅	✅	—	—	—	✅	Insurance: Cigna \| Covers: IUI, IVF, Medications \| $25k lifetime max; medication no limit - only medication administered by physician counts towards the $25k. Not sure if this is for all NFL companies; this is for NFL films in South Jersey
Norfolk Southern	✅	✅	—	—	—	✅	Insurance: Varies, Infertility coverage through Progeny \| Covers: IUI, IVF, Medications \| 2 smart cycles
Okta	✅	✅	—	✅	✅	✅	Insurance: Carrot \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $5000/year
Olin Corporation	✅	✅	—	—	—	✅	Insurance: Blue Cross/blue Shield Blue Access Choice (self-insured company) \| Covers: TI, IUI, IVF, Medications \| $25,000 lifetime maximum (prescriptions have separate deductible and coverage through Express Scripts)

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