Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 158 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
Sephora	✅	—	✅	✅	✅	—	IVF: Yes — covered \| Yes
Snap Inc	✅	✅	—	✅	✅	✅	Insurance: Anthem BCBS \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| $40 lifetime for fertility treatments, $80k for surrogacy. Administered thru Carrot. Theoretically an extra $20k thru insurance but I havent confirmed what that covers.
Snap Inc.	✅	—	✅	✅	✅	—	IVF: Yes — covered \| Adoption: Yes — up to $80,000 \| Yes
Spotify	✅	—	✅	✅	✅	—	IVF: Unlimited IVF with PGT testing \| Adoption: Yes — up to $60,000 \| Yes
Square	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| Progyny coverage for 2 smart cycles. $10k adoption benefit per child
Staples	✅	✅	—	—	✅	✅	All IF tx including IVF (Cigna) for full-time employees. Corporation offers $4,000-5,000 towards adoption. Cigna out-of-network benefits offer $50,000 to cover ART. (Source: 2004 INCIID employer list — benefits may have changed)
Starbucks	✅	—	✅	✅	✅	✅	IVF: Up to $25,000 + Rx coverage \| Adoption: Yes — up to $10,000 \| Yes — up to $10,000 \| Part-time: Yes — full & part-time
State Street	✅	✅	✅	✅	✅	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications, Donor sperm, donor eggs \| Unlimited fertility coverage, pay the deductible, then 10% coinsurance until out of pocket. Donor sperm/eggs, surrogacy and adoption is under a different policy, 20k a year for max 2 years.
Sterling-Rice Group	✅	—	✅	✅	✅	—	IVF: Up to $5,000 reimbursement \| Yes — 100% up to $5,000/child
Stripe	✅	—	✅	✅	✅	—	IVF: Up to $20,000 lifetime (80% reimbursement) \| Yes
Synchrony Financial	✅	✅	—	✅	✅	✅	Insurance: United Healthcare \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $30K for fertility assistance, $8K for adoption assistance
Tesla	✅	—	✅	✅	✅	—	IVF: Unlimited IVF coverage \| Adoption: Yes — up to $25,000 \| Yes — up to $25,000
The Sherwin-Williams Company	✅	✅	—	—	✅	✅	Insurance: Anthem, benefits managed by WINFertility \| Covers: TI, IUI, IVF, Adoption, Medications \| Coverage for three retrieval cycles after deductible is met. Partial meds coverage until OOP max is met. Six IUI cycles covered after deductible is met. Up to $5,000 of expenses covered per adopted child. Unsure of surrogacy benefits but dont think they offer any.
The Washington Post	✅	✅	—	—	✅	✅	All IF tx including IVF (Aetna PPO, Alliance or Kaiser Permanente); $5K for adoption benefits, $10K for IVF/GIFT/ZIFT. (Source: 2004 INCIID employer list — benefits may have changed)
Tractor Supply Co.	✅	—	✅	✅	✅	—	IVF: 1 Smart Cycle (full IVF coverage) \| Yes \| Part-time: Yes — 15+ hrs/wk, 1 yr service
Truist	—	✅	—	—	✅	✅	Insurance: Blue Cross Blue Shield \| Covers: IUI, Adoption, Medications \| Employees may submit an adoption fee reimbursement request for up to $2,500 per child. Insurance covers 3 cycles of IUI/ICI. The insurance plan document says Some Prescription drugs related to treatment of infertility and sexual dysfunction are also covered- but I do not know to what extent.
Unilever	✅	—	✅	✅	✅	—	IVF: Yes — IVF reimbursement \| Yes
UnitedHealthcare	✅	✅	—	—	✅	✅	Insurance: UHC \| Covers: TI, IUI, IVF, Adoption, Medications \| $15k medical lifetime max; $10k pharmacy lifetime max
University of Michigan	✅	✅	—	✅	✅	✅	Insurance: Blue cross \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications
University of Pittsburgh Faculty and Staff	✅	✅	—	—	✅	✅	Insurance: UPMC Health Plan \| Covers: TI, IUI, IVF, Adoption, Medications \| Testing and diagnostic procedures covered. IVF $250 member copay per benefit period for services and procedures related to assisted fertilization; $10k medical lifetime max; $10k drug lifetime max (amount applied to lifetime max will be 80% of prescription drug cost only)

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