Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 222 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
Nationwide Insurance	✅	✅	—	—	✅	✅	Insurance: United \| Covers: IUI, IVF, Adoption, Medications
NBCUniversal	✅	✅	—	—	—	✅	Insurance: Independence Blue Cross \| Covers: IUI, IVF, Medications \| 2 full cycles covered at 75% after deductible until you meet OOP max, then 100%. Must select a doctor via Optum. Meds covered with $10-100 copay via CVS Specialty Pharmacy. Separate OOP max for meds. Just transfer 1 embryo at a time. IUI covered only for women under 35 only. PGT-A testing not covered, but the biopsy is. Coverage until age 44 with own eggs, after 44 only with donor eggs. Best to select Pay Now plan for lowest deductible and OOP max.
NCR Corporation	✅	✅	—	—	—	✅	All IF tx including IVF (Cigna); three IVF tries maximum. (Source: 2004 INCIID employer list — benefits may have changed)
New York Life	✅	✅	—	—	—	—	All IF tx including IVF. (Source: 2004 INCIID employer list — benefits may have changed)
New York Public Radio	✅	✅	—	—	—	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Medications \| 100% coverage ( including medication) with very minimal company for visits. No limit on fertility costs or cycles. As of 2020.
NFL Films	✅	✅	—	—	—	✅	Insurance: Cigna \| Covers: IUI, IVF, Medications \| $25k lifetime max; medication no limit - only medication administered by physician counts towards the $25k. Not sure if this is for all NFL companies; this is for NFL films in South Jersey
Norfolk Southern	✅	✅	—	—	—	✅	Insurance: Varies, Infertility coverage through Progeny \| Covers: IUI, IVF, Medications \| 2 smart cycles
Okta	✅	✅	—	✅	✅	✅	Insurance: Carrot \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $5000/year
Olin Corporation	✅	✅	—	—	—	✅	Insurance: Blue Cross/blue Shield Blue Access Choice (self-insured company) \| Covers: TI, IUI, IVF, Medications \| $25,000 lifetime maximum (prescriptions have separate deductible and coverage through Express Scripts)
Olin Corporation	✅	✅	—	—	—	✅	Insurance: Blue Cross/blue Shield Blue Access Choice (self-insured company) \| Covers: TI, IUI, IVF, Medications \| $25,000 lifetime maximum (prescriptions have separate deductible and coverage through Express Scripts)
OMD	✅	✅	—	✅	✅	✅	Insurance: Carrot \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 20,000 lifetime max
OpenTable	✅	✅	—	—	—	—	Insurance: Aetna PPO \| Covers: IUI, IVF \| 3 IVF rounds, 6 iuis
OpenTable	✅	✅	—	—	—	—	Insurance: Aetna PPO \| Covers: IUI, IVF \| 3 IVF rounds, 6 iuis
Oracle Corporation	✅	✅	—	—	—	✅	All IF tx including IVF (United Healthcare); covers all infertility diagnosis and treatment, up to 20K lifetime max. (Source: 2004 INCIID employer list — benefits may have changed)
Paramount Global (fka ViacomCBS)	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| 3 Smart Cycles via Progyny, each ER is 3/4 a cycle and each transfer is 1/4.
Paramount Global (fka ViacomCBS)	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| 3 Smart Cycles via Progyny, each ER is 3/4 a cycle and each transfer is 1/4.
Partners Health (Brigham and Womens Hospital)	✅	✅	—	—	—	✅	Insurance: Allways \| Covers: IUI, IVF, Medications \| Coverage up to 6 IUI/IVF cycles, includes coverage for donor eggs/sperm and storage, and storage of eggs/sperm/embryos for up to 1 year.
Pearson	✅	✅	—	—	—	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Medications \| $15,000 lifetime max (includes treatment and medication)
PepsiCo	✅	✅	—	—	—	✅	LTM $25,000 covered: IVF, GIFT, ZIFT, IVC, Artificial Insemination, drugs, and dx testing. (Source: 2004 INCIID employer list — benefits may have changed)
Permira	✅	✅	✅	—	—	—	Covers: IUI, IVF, Egg freezing \| £30,000 / $35,000 cover for fertility treatment and egg freezing, no excess but claw back of 5y (ie if you leave within 5y of claiming /expensing, theyll ask you to pay it back).

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