Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 20 of 298 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
Indeed.com	✅	✅	—	✅	✅	✅	Insurance: Aetna \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| Unlimited cycles covered. No maximum limits. Additional benefit of Maven - unlimited access to telehealth providers.
Indeed.com	✅	✅	—	✅	✅	✅	Insurance: Aetna \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| Unlimited cycles covered. No maximum limits. Additional benefit of Maven - unlimited access to telehealth providers.
Instacart	✅	—	✅	✅	✅	—	IVF: Up to $10,000 \| Yes — up to $10,000
Institutional Shareholder Services	✅	✅	—	—	✅	✅	Insurance: UnitedHealthCare \| Covers: TI, IUI, IVF, Adoption, Medications, Some medications you have to go through OptumRX and have them shipped \| Unlimited IUI coverage, $18,000 IVF lifetime maximum
Intel	✅	—	✅	✅	✅	✅	IVF: Up to $40,000 + $20,000 Rx \| Yes — up to $15,000
Intuit	✅	—	✅	✅	✅	—	IVF: Yes — covered \| Adoption: Yes — up to $60,000 \| Yes
Jazz Pharmaceuticals	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| 2 SMART cycles (IVF Freeze-all is 3/4 cycle, Transfer and IUI are each 1/4 cycle)
Jcpenney	✅	—	—	—	—	—	Insurance: Blue cross blue shield \| Covers: IVF
Jcpenney	✅	—	—	—	—	—	Insurance: Blue cross blue shield \| Covers: IVF
Jefferson Health	✅	✅	—	—	—	—	Insurance: Aetna \| Covers: TI, IUI, IVF \| FT Platinum plan pays for $20k lifetime for infertility (essentially one IUI round and one IVF round). Medications are not covered as of 2021 with CVS Caremark.
John Deere	✅	✅	—	—	—	✅	Insurance: United healthcare \| Covers: TI, IUI, IVF, Medications \| $20,000 treatment/$10,000 medication - lifetime maximum
Johns Hopkins Applied Physics Lab	✅	✅	—	—	✅	✅	Insurance: Allegiant/ Cigna \| Covers: TI, IUI, IVF, Adoption, Medications \| covers $50k towards all ART at 90%, plus all labs are covered at 90% and specialist appointments (including consults) are $20 copay. Meds are covered and dont count towards the $50k
Johnson & Johnson	✅	—	✅	✅	✅	—	IVF: Up to $30,000 lifetime (no clinic restrictions) \| Adoption: Yes — up to $20,000 \| Yes — up to $20,000
JPMorgan	✅	✅	—	—	✅	✅	All IF tx including IVF; Max lifetime coverage for IF is $25,000 not including meds. Rx insurance covers $5,000 lifetime for IF-specific meds. Adoption benefit of $10,000. (Source: 2004 INCIID employer list — benefits may have changed)
Kimberly-Clark	✅	✅	—	✅	✅	✅	Insurance: Anthem BCBSS \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| Fertility total $20K lifetime max: $10K lifetime limit for procedures & $10K lifetime limit for labs. $10K benefits toward surrogacy and adoption.
Kirkland & Ellis LLP	✅	✅	—	✅	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| Progyny covers 4 Smart Cycles, which roughly tracks to 4 egg retrievals and 4 transfers, but you can mix and match. Additional procedures, like donor gametes, count against your total Smart Cycles. There is also separate reimbursement from Kirkland for adoption and surrogacy (not through Progyny).
Kirkland and Ellis LLP	✅	—	—	✅	✅	✅	Insurance: Blue cross Blue Shield \| Covers: IVF, Adoption, Surrogacy, Medications, Other \| Progyny
KKR	✅	—	✅	✅	✅	—	IVF: Unlimited (after consultation) \| Yes
Kohls	✅	✅	—	—	—	✅	Insurance: United Healthcare \| Covers: TI, IUI, IVF, Medications \| 15k lifetime benefit for treatments, 10k lifetime benefit for medication. Must enroll in fertility solutions plan to qualify for benefits.
Kraft Foods	✅	✅	—	—	—	—	All IF tx including IVF. (Source: 2004 INCIID employer list — benefits may have changed)

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