Employer Fertility Benefits Registry

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⚠️ Important: This is a consumer-to-consumer resource compiled and maintained by our community. Benefits change frequently and details may vary by plan, location, or employment status. Always verify coverage directly with your HR department or benefits administrator before making any decisions. If you find inaccurate or outdated information, please email us at inciidinfo@inciid.org and we will update the database.

Filter by benefit: All IVF Coverage IUI Coverage Egg Freezing Surrogacy Benefits Adoption Assistance Fertility Medications

Showing 18 of 158 companies

Company	IVF	IUI	Egg Freezing	Surrogacy	Adoption	Medications	Notes
UPMC	✅	✅	—	—	✅	✅	Insurance: UPMC Health Plan \| Covers: TI, IUI, IVF, Adoption, Medications \| Same as University of Pittsburgh. Diagnostics and tests/procedures covered. IVF: $10k max medical; $10k max drugs (80% cost of med goes to this lifetime max)
US Bank	✅	✅	—	✅	✅	✅	Insurance: UnitedHealthcare \| Covers: IUI, IVF, Adoption, Surrogacy, Medications \| $25,000 for medical and surgical expenses $10,000 for fertility prescriptions $10,000 surrogacy reimbursement $10,000 adoption reimbursement
VF Corp/Timberland	✅	✅	—	—	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Medications \| 2 lifetime smart cycles with Progyny, small funds available for adoption assistance (less than $5k)
Viacom / Paramount	✅	—	✅	✅	✅	—	IVF: Yes — IVF reimbursement \| Yes
VMware	✅	—	✅	✅	✅	—	IVF: Yes — IVF + embryo genetic testing \| Yes
Walmart	✅	—	✅	✅	✅	—	IVF: Up to $20,000 \| Adoption: Yes — up to $20,000 \| Yes — up to $20,000 \| Part-time: Yes — part-time eligible
Walt Disney Company	✅	—	✅	✅	✅	—	IVF: Up to $75,000 lifetime \| Adoption: Yes — up to $75,000 \| Yes \| Part-time: Yes — full & part-time
Washington University in St. Louis (WUSTL)	—	✅	—	—	✅	✅	Insurance: United Healthcare \| Covers: TI, IUI, Adoption, Medications \| My UHC plan through WUSTL covers everything through IVF (TI, IUI...) pays for cycle, medication, embryo storage, testing, transfers, etc. Does NOT pay for these things with a surrogate.
Washington University in St. Louis (WUSTL)	—	✅	—	—	✅	✅	Insurance: United Healthcare \| Covers: TI, IUI, Adoption, Medications \| My UHC plan through WUSTL covers everything through IVF (TI, IUI...) pays for cycle, medication, embryo storage, testing, transfers, etc. Does NOT pay for these things with a surrogate.
Wells Fargo	—	—	—	—	✅	—	Infertility coverage up to diagnosis. Does not cover IUI, IVF, GIFT, ZIFT, or injectable drugs except in states that mandate it. Possibly covers $5,000 per adoption. (Source: 2004 INCIID employer list — benefits may have changed)
Wellstar Health System	✅	✅	—	—	✅	✅	Insurance: Aetna \| Covers: IUI, IVF, Adoption, Medications \| 10k for meds and treatment combined per calendar year (IVF or IUI), IUIs required before IVF unless unlikely to be successful with IUI and you can bypass that requirement and move to IVF, 10k for adoption
Wellstar Health System	✅	✅	—	—	✅	✅	Insurance: Aetna \| Covers: IUI, IVF, Adoption, Medications \| 10k for meds and treatment combined per calendar year (IVF or IUI), IUIs required before IVF unless unlikely to be successful with IUI and you can bypass that requirement and move to IVF, 10k for adoption
WEX inc	✅	✅	—	—	✅	—	Insurance: Anthem blue cross/progeny \| Covers: TI, IUI, IVF, Adoption
Workday	✅	✅	—	✅	✅	✅	Insurance: Maven (for fertility reimbursement) \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $25k lifetime max, also Maven care access which includes consults/support with physicians, nutritionists, midwives, etc.
Workday	✅	✅	—	✅	✅	✅	Insurance: Maven (for fertility reimbursement) \| Covers: TI, IUI, IVF, Adoption, Surrogacy, Medications \| $25k lifetime max, also Maven care access which includes consults/support with physicians, nutritionists, midwives, etc.
World Wide Technology	✅	✅	—	—	✅	✅	Insurance: Progyny \| Covers: TI, IUI, IVF, Adoption, Medications \| Progyny divides treatments into Smart Cycles. A smart cycle consists of 4 quarters. IUI - 1/4 ER - 3/4 FET - 3/4 World Wide covers 75% of each treatment for up to 2 Smart Cycles. Medications covered at 75% of cost.
Wyndham	✅	✅	—	—	✅	✅	Insurance: Cigna \| Covers: TI, IUI, IVF, Adoption, Medications \| $25k lifetime infertility cap. Cigna pays 80% after $500 deductible is met, 100% covered after $5k out of pocket maximum is met.
Zillow	✅	—	✅	✅	✅	—	IVF: Yes — fertility benefits \| Yes — up to $10,000

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